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Estimate Your Premium
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All health plans in Basic Health offer the same basic benefits, but monthly premiums, providers, and some details of coverage vary (such as which prescription drugs or preventive care services are covered).

Premium differences have to do with the rates health plans charge to cover their costs. Please be aware that this only gives monthly premium amounts. See Understanding Basic Health for information on copays, coinsurance, deductible, and out-of-pocket costs.

This information is updated twice a year when Basic Health's income guidelines or health plan premiums change.

  • Your premium is based on your gross family income (before taxes and other deductions).
  • Self-employed? Basic Health will use a 12-month history of your income and expenses.
  • Other income will be calculated using our "income averaging" method or your income for the most recent 30 days or complete calendar month, whichever will be more accurate.
  • To qualify, your family income must meet Basic Health's income guidelines.
  • If you are eligible for free or purchased Medicare, you are not eligible for Basic Health. For information on benefits and eligibility, or help in choosing a health plan, see Understanding Basic Health.

Please answer the following questions to find out if you qualify for Basic Health.

  1. How many people are in your family?
  • Be sure to count all family members, even if you don't want them to have Basic Health, because family size is used to determine your monthly premium.
  • The number of people in your family means you and your legal spouse, your children, and any legal dependents, including those who are full-time students under age 23 or disabled adults, even if they do not live at home.